Mortgage for non-residents and new immigrants · 100% remote

Mortgage for non-residents and new immigrants

  • Guidance in Hebrew, English and French
  • 100% remote process
  • Comparison across all banks
★★★★★ 4.9/5 Thousands of happy clients
Free check 054-321-9898
Quick simulation Estimated monthly payment
Estimated monthly payment ₪7,657
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4.6% rate for illustration. Subject to an eligibility check and approval.

Rate barometer

Rates for non-residents for illustration

Common annual rate ranges by term. For a non-resident, the rate is usually slightly higher and set individually.

4.5%15 years
4.6%20 years
4.9%25 years
5.1%30 years
📊 Indicative rates·Updated June 2026
For non-residents, the financing percentage is lower (usually up to about 50%) and additional documents are required.
How it works

Three steps Anywhere in the world

Traveler at the airport on the way to buy a property in Israel
Buy in Israel from anywhere in the world — 100% remote
Keys to a new apartment in Israel for a non-resident
Your home in Israel starts here
1

Initial contact

A call in Hebrew, English or French — we understand your needs and your income currency.

2

Document collection remotely

You send the documents digitally; we handle the translation and verification.

3

Approval and signing remotely

We negotiate with the banks and sign — 100% remote, with no flight to Israel.

Why NextCredit

Your home in Israel starts here

Three languages

Full guidance in Hebrew, English and French — we speak your language.

Familiarity with regulation

Expertise in the requirements for non-residents and the additional documents banks request.

Fully remote process

Everything online — from first contact to signing, with no flight to Israel.

Comparison against the banks

We negotiate for you with the lenders for non-residents.

Guides

Everything a non-resident needs to know

Documents

Documents required for a non-resident

Which proof of income and notarized translations the bank requires.
Bank account

Opening a bank account in Israel

When an Israeli account is needed and how to open it remotely.
Taxation

Purchase taxation for a non-resident

Purchase tax brackets and implications for a buyer based abroad.
World map and flight route to Israel, support from anywhere

From anywhere in the world — in your language

Support in Hebrew, English and French, digital document collection and remote signing. Without flying to Israel.

Client reviews

Buying in Israel from anywhere in the world

Rated 4.9/5 from over 1,280 verified reviews.

★★★★★
"We bought an apartment in Israel without leaving our home abroad. The entire process was handled remotely and in French — professional and stress-free."
Verified client
Sandrine L.Mortgage for a non-resident✓ Verified client
★★★★★
"As a new immigrant I didn't know the system. At NextCredit they explained everything to me in English and guided me all the way to the bank's approval."
Verified client
Daniel R.Mortgage for a new immigrant✓ Verified client
★★★★★
"My income is in foreign currency and everything was complicated with the banks. The advisor sorted out all the documents and approvals for me."
Verified client
Rachel B.Mortgage for a non-resident✓ Verified client
FAQ

Non-residents — what you need to know

What loan-to-value percentage can a non-resident get?
For a non-resident, the financing percentage is lower than for an Israeli resident — usually up to about 50% of the property's value. The exact percentage depends on the bank, the type of property and the income profile, and the advisor checks the available options for you.
What documents are required from a non-resident?
Typically required are a passport, proof of income and pay slips or tax returns from the country where you live, bank statements, and sometimes notarized translation and document authentication. We support you in preparing all the documents.
Can the whole process be done remotely?
Yes. Almost the entire process can be handled online — from the initial inquiry through document collection to signing, using a power of attorney and remote signature. In most cases there's no need to fly to Israel.
What happens if my income is in foreign currency?
Income in foreign currency (dollar, euro, etc.) is accepted by the banks, but an exchange rate and sometimes a safety margin are taken into account. We present your income in the way most favorable to the application and build a loan mix suited to your cash flow.
In which languages is the support provided?
Support is provided in Hebrew, English and French, so you can understand every step of the process in the language you're comfortable with.

Buying in Israel from abroad? Free assessment

We'll guide you in your language, from anywhere in the world. No obligation.

Start the eligibility check 📞 054-321-9898